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MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on August 19, 2026, at or about 12:00 PM, the subject real property described herein below will be sold at the main entrance to the Garland County Courthouse, 501 Ouachita, Hot Springs, AR 71901 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Garland County, Arkansas more particularly described as follows:
The South Thirty (30) feet of Lot Ten (10) and all of Lot Eleven (11) of Vadea Lane Subdivision, according to the Bill of Assurance filed in Book 515 at Page 313 and the Plat recorded in Book 1 at Page 12, all of the records of Plat/Deeds and Mortgages of Garland County, Arkansas.
Street Address: 101 Vadea Terrace, Hot Springs, AR 71901
WHEREAS on September 26, 2023, Katherine Arianne Howard, an unmarried person, and Robert Adam Hogan, an unmarried person, as joint tenants with right of survivorship executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for SWBC Mortgage Corp., which was recorded on September 29, 2023 in Book 4593, Page 0133, in the real estate records of Garland County, Arkansas. The beneficial interest of said Mortgage has been assigned to SWBC Mortgage Corporation, its successors and assigns, which is the party initiating foreclosure. The party initiating foreclosure is SWBC Mortgage Corporation and can be contacted at or in care of its servicer initiating foreclosure at: 425 Phillips Blvd, Ewing, NJ 08618; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.
WITNESS my hand this June 10, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR SWBC MORTGAGE CORPORATION
By: /s/ Renee Price
Renee Price
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
609988z
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on August 19, 2026, at or about 12:00 PM, the subject real property described herein below will be sold at the main entrance to the Garland County Courthouse, 501 Ouachita, Hot Springs, AR 71901 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Garland County, Arkansas more particularly described as follows:
The South Thirty (30) feet of Lot Ten (10) and all of Lot Eleven (11) of Vadea Lane Subdivision, according to the Bill of Assurance filed in Book 515 at Page 313 and the Plat recorded in Book 1 at Page 12, all of the records of Plat/Deeds and Mortgages of Garland County, Arkansas.
Street Address: 101 Vadea Terrace, Hot Springs, AR 71901
WHEREAS on September 26, 2023, Katherine Arianne Howard, an unmarried person, and Robert Adam Hogan, an unmarried person, as joint tenants with right of survivorship executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for SWBC Mortgage Corp., which was recorded on September 29, 2023 in Book 4593, Page 0133, in the real estate records of Garland County, Arkansas. The beneficial interest of said Mortgage has been assigned to SWBC Mortgage Corporation, its successors and assigns, which is the party initiating foreclosure. The party initiating foreclosure is SWBC Mortgage Corporation and can be contacted at or in care of its servicer initiating foreclosure at: 425 Phillips Blvd, Ewing, NJ 08618; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.
WITNESS my hand this June 10, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR SWBC MORTGAGE CORPORATION
By: /s/ Renee Price
Renee Price
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
609988z
Refcode: #609988
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