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MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on August 17, 2026, at or about 10:00 AM, the subject real property described herein below will be sold at the main entrance of the Dallas County Courthouse, 202 3rd Street West, Fordyce, AR 71742-3223 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Dallas County, Arkansas more particularly described as follows:
A PART OF THE SOUTHEAST QUARTER SECTION 6, TOWNSHIP 7 SOUTH, RANGE 15 WEST BEGINNING AT THE SW CORNER OF SAID SOUTHEAST QUARTER SECTION 6, TOWNSHIP 7 SOUTH, RANGE 15 WEST; THENCE NORTH 67 DEGREES 29 MINUTES EAST ALONG R.O.W. STATE HIGHWAY 46, 163.0 FEET; THENCE NORTH 50 DEGREES, 46 MINUTES EAST ALONG SAID R.O.W., 342.3 FEET; THENCE NORTH 46 DEGREES, 33 MINUTES EAST ALONG SAID R.O.W. 304.10 FEET; THENCE SOUTH 00 DEGREES 00 MINUTES 426.13 FEET TO A GRADER BLADE; THENCE SOUTH 84 DEGREES, 27 MINUTES WEST 639.66 FEET, CONTAINING 2.63 ACRES.
Street Address: 98 Highway 46, Leola, AR 72084
WHEREAS on April 16, 2025, Natalie Kirkpatrick, a single person, and Garrett Davis, a single person executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Neighbors Bank, which was recorded on April 21, 2025 in Book DM 84, Page 260 and Instrument Number L202500300, in the real estate records of Dallas County, Arkansas. The beneficial interest of said Mortgage has been assigned to Planet Home Lending, LLC, its successors and assigns, which is the party initiating foreclosure. The party initiating foreclosure is Planet Home Lending, LLC and can be contacted at or in care of its servicer initiating foreclosure at: Planet Home Lending, LLC, 321 Research Parkway, Suite 303, Meriden, CT 06450, at Telephone Number (203) 303-5283; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust
WITNESS my hand this June 10, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR PLANET HOME LENDING, LLC
By: /s/ Renee Price
Renee Price
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
26-006480
609982f
Post Date: 07/19
Refcode: #609982 
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