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NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
IF YOUR PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION TO COLLECT IT MAY BE BROUGHT AGAINST YOU
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION GIVEN MAY BE USED FOR THAT PURPOSE
NOTICE IS HEREBY GIVEN that on Wednesday, August 12, 2026, at or about 01:30 PM, the following real property will be sold and this statutory foreclosure sale will be held at the front door, inside the main entrance of the Garland County Courthouse, 501 Ouachita, Hot Springs, Arkansas, or the sale will be held in the place at said venue where foreclosure sales are customarily advertised and/or conducted, to the highest bidder for cash:
Lots 1, 2 and 3 of Williamson`s Subdivision of Lots 1, 2, 3, 8 and 9 of Block 5 of the U.S. Hot Springs Reservation LESS AND EXCEPT those parts of said Lots 2 and 3 deeded by Alma Chambers to The Evangelist Temple House of Refuge for All Nations, the Church of God in Christ by Quitclaim Deed dated December 28, 1993 and recorded in Book 1534 at Page 217 of the Deed and Mortgage Records of Garland County, Arkansas.
More Commonly Known As: 1148 Pleasant Street, Hot Springs, AR 71901.
On December 21, 2023, Fort Bend Realty Group LLC, executed a security instrument in favor of IFP Fund I LLC, which was recorded on December 27, 2023, in Record Book 4615 at Page 0626 in the real estate records of Garland County, Arkansas and is now held by EF MORTGAGE LLC.
The default for which foreclosure is made is due to the failure of payment per the terms of the note and security instrument and is now wholly due. Mortgagee or Beneficiary is exercising its power of sale under Ark. Code Ann. Section 18-50-115 and such has directed Mickel Law Firm, P.A., as its Attorney-in-Fact or Trustee, to sell the property to satisfy said indebtedness. The party initiating this foreclosure can be contacted at or in care of its servicer: BSI Financial Services, 314 South Franklin Street, Titusville, PA 16354, Phone (800) 327-7861.
This sale is subject to all matters shown on any applicable recorded plat or bill(s) of assurance; any restrictive covenants, easements, set back lines or encroachments; any unpaid and/or delinquent taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold “as is” with no representation as the condition of any structure(s) thereon or the accuracy of the above legal description. Transfer taxes and recording fees are the responsibility of the purchaser.
Dated: May 26, 2026
Mickel Law Firm, P.A.
1501 North University
Ste. 764
Little Rock, AR 72207
Phone: 888-217-5535
PUBLICATION DATES:
07/19/2026; 07/26/2026; 08/02/2026; 08/09/2026
By: James H. Swindle, Jr.
www.trustee-foreclosuresalesonline.com
609824f
Post Date: 07/19
Refcode: #609824 
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