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TRUSTEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On July 31, 2008, Lucian Talmadge Smith III executed a Deed of Trust in favor of Charleen Tisdale, as Trustee for Security Bank DBA Security Bank Mortgage, which was recorded on August 1, 2008, in Book 2983, Page 0828 in the real property records of Garland County, Arkansas and is now held by MIDFIRST BANK. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: MidFirst Bank, 999 NW Grand Blvd, Oklahoma City, OK 73118, at Telephone No. 1-800-552-3000; and
The default for which foreclosure is made is the trustor(s) failure to pay the full amount of each monthly payment on the date it is due as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Beneficiary has requested the property be sold to satisfy said indebtedness.
On Wednesday, August 5, 2026 on or about 12:00 PM, the following described real property will be sold at the under 9/7/2022 County Judge Order CC-22-152, outside the north entrance of the Garland County Courthouse, 501 Ouachita, Hot Springs, AR 71901, to the highest bidder for cash:
Lot 4 of Brooke Moor Estates Subdivision, being a part of the SE1/4 of the SE1/4 of Section 1, Township 4 South, Range 20 West, in Garland County, Arkansas, and being more particularly described as follows to wit: Commencing at the Southeast corner of said tract; thence North 00 degrees 43 minutes 45 seconds West 21.83 feet; Thence North 00 degrees 36 minutes 31 seconds West 145.30 feet to the North side of Brook Moore Lane; Thence South 89 degrees 05 minutes 43 seconds West 111.62 feet to the Point of Beginning; Thence North 01 degrees 19 minutes 11 seconds West 100.00 feet; Thence South 89 degrees 05 minutes 43 seconds West 98.43 feet; Thence South 43 degrees 56 minutes 04 seconds West 80.91 feet to the beginning of a curve turning to the left, concave to the East; having a radius of 25.00 feet, a central angle of 134 degrees 50 minutes 21 seconds and being subtended by a chord which bears South 23 degrees 29 minutes 06 seconds East a distance of 46.17 feet; Thence Southerly and Easterly along said curve 58.83 feet; Thence North 89 degrees 05 minutes 43 seconds East 138.47 feet to the Point of Beginning.
More commonly known as 103 Brooke Moor Lane, Hot Springs, AR 71913.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the Substitute Trustee for the beneficiary and is acting on behalf of and with the consent of the beneficiary who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every Deed of Trust of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Unless discharged by bankruptcy, if your property is sold, then you will remain liable for any deficiency and an action for collection may be brought against you. The sale held pursuant to this Notice may be rescinded at the Substitute Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Grantor, the Grantee, the Beneficiary or the Trustee.
Witness my hand this 27th day of May, 2026.
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Substitute Trustee for MIDFIRST BANK
Mackie Wolf Zientz & Mann, P.C.
Redding Building
1701 Centerview Drive, Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
606326f
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On July 31, 2008, Lucian Talmadge Smith III executed a Deed of Trust in favor of Charleen Tisdale, as Trustee for Security Bank DBA Security Bank Mortgage, which was recorded on August 1, 2008, in Book 2983, Page 0828 in the real property records of Garland County, Arkansas and is now held by MIDFIRST BANK. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: MidFirst Bank, 999 NW Grand Blvd, Oklahoma City, OK 73118, at Telephone No. 1-800-552-3000; and
The default for which foreclosure is made is the trustor(s) failure to pay the full amount of each monthly payment on the date it is due as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Beneficiary has requested the property be sold to satisfy said indebtedness.
On Wednesday, August 5, 2026 on or about 12:00 PM, the following described real property will be sold at the under 9/7/2022 County Judge Order CC-22-152, outside the north entrance of the Garland County Courthouse, 501 Ouachita, Hot Springs, AR 71901, to the highest bidder for cash:
Lot 4 of Brooke Moor Estates Subdivision, being a part of the SE1/4 of the SE1/4 of Section 1, Township 4 South, Range 20 West, in Garland County, Arkansas, and being more particularly described as follows to wit: Commencing at the Southeast corner of said tract; thence North 00 degrees 43 minutes 45 seconds West 21.83 feet; Thence North 00 degrees 36 minutes 31 seconds West 145.30 feet to the North side of Brook Moore Lane; Thence South 89 degrees 05 minutes 43 seconds West 111.62 feet to the Point of Beginning; Thence North 01 degrees 19 minutes 11 seconds West 100.00 feet; Thence South 89 degrees 05 minutes 43 seconds West 98.43 feet; Thence South 43 degrees 56 minutes 04 seconds West 80.91 feet to the beginning of a curve turning to the left, concave to the East; having a radius of 25.00 feet, a central angle of 134 degrees 50 minutes 21 seconds and being subtended by a chord which bears South 23 degrees 29 minutes 06 seconds East a distance of 46.17 feet; Thence Southerly and Easterly along said curve 58.83 feet; Thence North 89 degrees 05 minutes 43 seconds East 138.47 feet to the Point of Beginning.
More commonly known as 103 Brooke Moor Lane, Hot Springs, AR 71913.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the Substitute Trustee for the beneficiary and is acting on behalf of and with the consent of the beneficiary who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every Deed of Trust of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
Unless discharged by bankruptcy, if your property is sold, then you will remain liable for any deficiency and an action for collection may be brought against you. The sale held pursuant to this Notice may be rescinded at the Substitute Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Grantor, the Grantee, the Beneficiary or the Trustee.
Witness my hand this 27th day of May, 2026.
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Substitute Trustee for MIDFIRST BANK
Mackie Wolf Zientz & Mann, P.C.
Redding Building
1701 Centerview Drive, Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
606326f
Refcode: #606326
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