Trustee Sale No.: AR-26-127461-NJ NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION McCarthy & Holthus, LLP MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. On 4/2/2021, DAVID R. COWAN AND BOBBIE S. COWAN, HUSBAND AND WIFE executed a Security Instrument encumbering certain property therein described in favor of WELLS FARGO BANK, N.A. which was recorded on 4/8/2021, in Book DT 2021, Page 6241, or Document Number L202102195, in the real property records of Independence County, Arkansas. A default has occurred due to the failure to make timely payments of the indebtedness as required under the terms of the Security Instrument. The maturity of the indebtedness secured by the Security Instrument is hereby accelerated, and the Mortgagee or Trustee intends to sell the property pursuant to the Security Instrument to satisfy the indebtedness. The Mortgagee or Beneficiary has complied with the conditions to exercise the power of sale as set forth in Ark. Code Ann. § 18-50-103. The party initiating this action is Wells Fargo Bank, N.A., 1 Home Campus, MAC 2301-04C, West Des Moines, IA, 50328, 1-800-868-0043. The Mortgagee or Beneficiary has instructed McCarthy & Holthus, LLP to sell the property pursuant to the default provisions of the Security Instrument. McCarthy & Holthus, LLP, as Attorney-in-Fact or as Trustee, will on 6/11/2026, at or about 1:00PM, sell the real property described herein to the highest bidder for cash. The sale will be held at the Independence County Courthouse, 192 East Main Street, Batesville, AR 72501 . The property is being sold “as is” with no representation as to its condition. THE PURCHASER OF SAID PROPERTY SHALL PAY THE PRICE BID WITH CERTIFIED FUNDS THE DAY OF SALE AND ASSUME RESPONSIBILITY FOR ALL TRANSFER TAXES AND RECORDING FEES. The following property to be sold is located in Independence County, Arkansas, and being more particularly described as: A PART OF THE NW1/4 OF THE SW1/4 OF SECTION 15, TOWNSHIP 13 NORTH, RANGE 5 WEST OF THE FIFTH PRINCIPAL MERIDIAN OF ARKANSAS, DESCRIBED THUS: COMMENCING AT THE NORTHWEST CORNER OF THE NW1/4 OF THE SW1/4 OF SAID SECTION, TOWNSHIP AND RANGE; THENCE SOUTH 87 DEG. 13 MIN. EAST 752.0 FEET ALONG A WIRE FENCE TO A POINT; THENCE SOUTH 01 DEG. 38 MIN. WEST 197.0 FEET TO A METAL STAKE ON THE SOUTH AND WEST SIDE OF A COUNTY ROAD, THE POINT OF BEGINNING; THENCE CONTINUING SOUTH 01 DEG. 38 MIN. WEST 520.4 FEET TO A METAL STAKE; THENCE SOUTH 87 DEG. 21 MIN. EAST 200.0 FEET TO A METAL STAKE; THENCE NORTH 01 DEG. 38 MIN. EAST 381.9 FEET TO A METAL STAKE ON THE SOUTH AND WEST SIDE OF AFORESAID COUNTY ROAD; THENCE ALONG SOUTH AND WEST SIDE OF COUNTY ROAD NORTH 55 DEG. 40 MIN. WEST 171.76 FEET; NORTH 46 DEG. 40 MIN. WEST 74.17 FEET TO POINT OF BEGINNING, CONTAINING 2.0 ACRES, MORE OR LESS STREET ADDRESS: 1215 N VAUGHN ST, SULPHUR ROCK, AR 72579 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. WITNESS my hand this 2026. McCarthy & Holthus, LLP _ Maria Neumann, Attorney Reg. No. 2006278 _ Cole Patton, Attorney Reg. No. 2018206 _ Nakisha Miller, Attorney Reg. No. 2019056 McCarthy & Holthus, LLP One Union Plaza 124 West Capitol, Ste. 865 Little Rock, Arkansas 72201 (214) 291-3800; Fax (214) 291-3801 Direct Mail to: 1255 West 15th Street, Suite 1060 Plano, TX 75075 (214) 291-3800 IDSPub #0314119 5/17/2026 5/24/2026 5/31/2026 6/7/2026
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