The Farmers & Merchants Bank, 708 South Main Street, Stuttgart, Arkansas 72160 intends to apply to the Federal Reserve Board for permission to 17410 Chenal Parkway, Suite 300, Little Rock, Arkansas 72223 with a temporary satellite location of 11601 Pleasant Ridge Rd Suite 203, Little Rock, AR 72212. The Federal Reserve considers a number of factors in deciding whether to approve the application, including the record of performance of the applicant bank in helping to meet local credit needs. You are invited to submit comments in writing on this application to the Federal Reserve Bank of St. Louis, P.O. Box 442, St. Louis, Missouri 63166-0442. Comments can also be submitted electronically at comments.applications@stls.frb.org. The comment period will not end before September 22, 2026. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262. Procedures for processing protested applications may be found at 12 C.F.R. 262.25. To obtain a copy of the Federal Reserve Board's procedures, or if you need more information about how to submit your comments on the application, contact Holly Rieser, Senior Manager, 314-444-4713. The Federal Reserve will consider your comments and any request for a public meeting or formal hearing on the application if they are received in writing by this Reserve Bank on or before the last day of the comment period. L0012001