View original fileMORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on September 22, 2026, at or about 12:00 PM, the subject real property described herein below will be sold at the main entrance of the Clark County Courthouse, 401 Clay St # 2, Arkadelphia, AR 71923 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Clark County, Arkansas more particularly described as follows:
A part of the SE-4 SE-4 SE-4, of Section 28, Township 5 South, Range 23 West, Clark County, Arkansas, described as Beginning at a point 296.1 feet West of the SE Corner of said Section 28, and run thence North 3 degrees 22 minutes West, 155 feet, Thence South 86 degrees 26 minutes West, 222 feet; Thence South 3 degrees 22 minutes East, 161.46 feet; Thence North 84 degrees 58 minutes East, 222.1 feet to the Point of Beginning.
Street Address: 204 Pine Street, Amity, AR 71921
WHEREAS on October 8, 2021, Joseph Skelton, married man, and Rochelle Skelton executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns, which was recorded on October 13, 2021 as Instrument Number 2021R-03225, in the real estate records of Clark County, Arkansas. The beneficial interest of said Mortgage has been assigned to Mortgage Research Center, LLC dba Veterans United Home Loans, which is the party initiating foreclosure. The party initiating foreclosure is Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company and can be contacted at or in care of its servicer initiating foreclosure at: Nationstar Mortgage LLC, PO Box 619080, Dallas, TX 75261, at Telephone Number 214-756-2432
; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.
WITNESS my hand this July 13th, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY
/s/ Renee Price
Renee Price
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
617590z