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MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on August 19, 2026, at or about 12:00 PM, the subject real property described herein below will be sold at the main entrance to the Garland County Courthouse, 501 Ouachita, Hot Springs, AR 71901 to the highest bidder for cash. The sale will extinguish the interests of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH AT THE TIME OF SALE UNLESS OTHERWISE AGREED TO BY MORTGAGEE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Garland County, Arkansas more particularly described as follows:
A part of Lot 8 of D&M Estates as recorded in Plat Book 9 at Page 74, Garland County, Arkansas. Described as follows: Begin at the S.E. corner of said Lot 8; thence N 87 deg. 09 minutes W along the South line of said lot 269.0 ft; thence N 02 deg. 21 minutes E 175.0 ft; thence S 87 deg. 09 minutes E 269.0 ft; thence S 02 deg. 21 minutes W 175.0 ft. to the point of beginning
Street Address: 222 D M Court, Pearcy, AR 71964
WHEREAS on December 15, 2023, Jose Dubon Ortega and Darelys Primera, Husband and Wife executed a Mortgage in favor of Mortgage Electronics Registration System, Inc., as mortgagee, as nominee for Bank of England, which was recorded on December 29, 2023, in Book 4616, Page 0396, in the real estate records of Garland County, Arkansas. The beneficial interest of said Mortgage has been assigned to Alabama Housing Finance Authority, which is the party initiating foreclosure. The party initiating foreclosure is Alabama Housing Finance Authority and can be contacted at or in care of its servicer initiating foreclosure at: P.O. Box 242828, Montgomery, AL 36124-2928; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 North McKinley, Ste 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.
WITNESS my hand this June 3, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR ALABAMA HOUSING FINANCE AUTHORITY
/s/ Renee Price
Renee Price
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
609992z
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION
NOTICE IS HEREBY GIVEN that on August 19, 2026, at or about 12:00 PM, the subject real property described herein below will be sold at the main entrance to the Garland County Courthouse, 501 Ouachita, Hot Springs, AR 71901 to the highest bidder for cash. The sale will extinguish the interests of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH AT THE TIME OF SALE UNLESS OTHERWISE AGREED TO BY MORTGAGEE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.
WHEREAS, the property secured under the Mortgage is located in Garland County, Arkansas more particularly described as follows:
A part of Lot 8 of D&M Estates as recorded in Plat Book 9 at Page 74, Garland County, Arkansas. Described as follows: Begin at the S.E. corner of said Lot 8; thence N 87 deg. 09 minutes W along the South line of said lot 269.0 ft; thence N 02 deg. 21 minutes E 175.0 ft; thence S 87 deg. 09 minutes E 269.0 ft; thence S 02 deg. 21 minutes W 175.0 ft. to the point of beginning
Street Address: 222 D M Court, Pearcy, AR 71964
WHEREAS on December 15, 2023, Jose Dubon Ortega and Darelys Primera, Husband and Wife executed a Mortgage in favor of Mortgage Electronics Registration System, Inc., as mortgagee, as nominee for Bank of England, which was recorded on December 29, 2023, in Book 4616, Page 0396, in the real estate records of Garland County, Arkansas. The beneficial interest of said Mortgage has been assigned to Alabama Housing Finance Authority, which is the party initiating foreclosure. The party initiating foreclosure is Alabama Housing Finance Authority and can be contacted at or in care of its servicer initiating foreclosure at: P.O. Box 242828, Montgomery, AL 36124-2928; and
WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and
WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.
The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 North McKinley, Ste 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.
WITNESS my hand this June 3, 2026.
TIMOTHY D. PADGETT, P.A.
SUBSTITUTE TRUSTEE FOR ALABAMA HOUSING FINANCE AUTHORITY
/s/ Renee Price
Renee Price
Timothy D. Padgett, P.A.
415 North McKinley
Ste 1177
Little Rock, AR 72205
(850) 422-2520
609992z
Refcode: #609992
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