Trustee Sale No.: AR-26-128467-NJ NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION McCarthy & Holthus, LLP MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. On 11/13/2023, ANDREW WILLIAMS AND DELAINIE WILLIAMS, HUSBAND AND WIFE executed a Security Instrument encumbering certain property therein described in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR FLAT BRANCH MORTGAGE INC., ITS SUCCESSORS AND ASSIGNS which was recorded on 11/27/2023, in Book 2023, Page 16440, or Document Number N/A, in the real property records of Izard County, Arkansas. A default has occurred due to the failure to make timely payments of the indebtedness as required under the terms of the Security Instrument. The maturity of the indebtedness secured by the Security Instrument is hereby accelerated, and the Mortgagee or Trustee intends to sell the property pursuant to the Security Instrument to satisfy the indebtedness. The Mortgagee or Beneficiary has complied with the conditions to exercise the power of sale as set forth in Ark. Code Ann. § 18-50-103. The party initiating this action is Planet Home Lending, LLC, 321 Research Parkway, Meriden, CT, 45342, 855-884-2250. The Mortgagee or Beneficiary has instructed McCarthy & Holthus, LLP to sell the property pursuant to the default provisions of the Security Instrument. McCarthy & Holthus, LLP, as Attorney-in-Fact or as Trustee, will on 8/5/2026, at or about 2:00PM, sell the real property described herein to the highest bidder for cash. The sale will be held at the Izard County Courthouse, 80 East Main Street (Main St & Lunen St), Melbourne, AR 72556 . The property is being sold “as is” with no representation as to its condition. THE PURCHASER OF SAID PROPERTY SHALL PAY THE PRICE BID WITH CERTIFIED FUNDS THE DAY OF SALE AND ASSUME RESPONSIBILITY FOR ALL TRANSFER TAXES AND RECORDING FEES. The following property to be sold is located in Izard County, Arkansas, and being more particularly described as: A 2.46 ACRE TRACT OF LAND BEING PART OF SECTION 8, TOWNSHIP 16 NORTH, RANGE 7 WEST, IZARD COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT A FOUND 1/2” REBAR, REPRESENTING THE SE CORNER OF THE NW 1/4 OF THE SE 1/4 OF SAID SECTION 8; THENCE N 45 DEGREES 02’ 20” W A DISTANCE OF 1500.92 FEET TO A POWER POLE AS A FENCE CORNER, REPRESENTING THE POINT OF BEGINNING; THENCE, ALONG AN EXISTING FENCE, S 85 DEGREES 54’ 09” W A DISTANCE OF 224.13 FEET TO A FENCE POST; THENCE, ALONG AN EXISTING FENCE, N 88 DEGREES 35’ 43” W A DISTANCE OF 281.41 FEET TO A FENCE POST; THENCE, ALONG AN EXISTING FENCE AND THE EXTENSION THEREOF, N 01 DEGREES 48’ 28” E A DISTANCE OF 205.99 FEET TO A CALCULATED POINT ON THE SOUTH LINE OF A 20’ WIDE EASEMENT; THENCE, LEAVING SAID FENCE AND ALONG SAID SOUTH LINE, S 83 DEGREES 09’ 39” E A DISTANCE OF 12.16 FEET TO A CALCULATED POINT; THENCE, ALONG SAID SOUTH LINE, S 88 DEGREES 21’ 45” E A DISTANCE OF 70.20 FEET TO A CALCULATED POINT; THENCE, ALONG SAID SOUTH LINE, N 88 DEGREES 22’12” E A DISTANCE OF 314.62 FEET TO A CALCULATED POINT; THENCE, ALONG SAID SOUTH LINE, N 85 DEGREES 32’ 14” E A DISTANCE OF 121.35 FEET TO A CALCULATED POINT; THENCE, LEAVING SAID SOUTH LINE, S 05 DEGREES 13’ 14” W A DISTANCE OF 212.59 FEET BACK TO THE POINT OF BEGINNING OF SAID 2.46 ACRE TRACT. TOGETHER WITH AND SUBJECT TO AN EASEMENT AS FOLLOWS: A 0.94 ACRE TRACT OF LAND BEING PART OF SECTION 8, TOWNSHIP 16 NORTH, RANGE 7 WEST, IZARD COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT A FOUND 1/2” REBAR, REPRESENTING THE SE CORNER OF THE NW 1/4 OF THE SE 1/4 OF SAID SECTION 8; THENCE N 58 DEGREES 51’50” W A DISTANCE OF 3482.95 FEET TO A CALCULATED POINT ON THE CENTERLINE OF BONETOWN ROAD, REPRESENTING THE POINT OF BEGINNING; THENCE, ALONG SAID CENTERLINE, N 12 DEGREES 21’25” E A DISTANCE OF 20.11 FEET TO A CALCULATED POINT; THENCE, LEAVING SAID CENTERLINE, S 71 DEGREES 42’ 28” E A DISTANCE OF 208.97 FEET TO A CALCULATED POINT; THENCE S 64 DEGREES 12’ 32” E A DISTANCE OF 195.95 FEET TO A CALCULATED POINT; THENCE S 63 DEGREES 04’ 10” E A DISTANCE OF 471.86 FEET TO A CALCULATED POINT; THENCE S 67 DEGREES 28’ 38” E A DISTANCE OF 155.37 FEET TO A CALCULATED POINT; THENCE S 73 DEGREES 28’ 04” E A DISTANCE OF 121.77 FEET TO A CALCULATED POINT; THENCE S 75 DEGREES 59* 47” E A DISTANCE OF 327.11 FEET TO A CALCULATED POINT; THENCE S 83 DEGREES 09’ 39” E A DISTANCE OF 57.27 FEET TO A CALCULATED POINT; THENCE S 88 DEGREES 21’ 45” E A DISTANCE OF 68.72 FEET TO A CALCULATED POINT; THENCE N 88 DEGREES 22’ 12” E A DISTANCE OF 313.56 FEET TO A CALCULATED POINT; THENCE N 85 DEGREES 32’ 14” E A DISTANCE OF 124.25 FEET TO A CALCULATED POINT; THENCE S 05 DEGREES 09’ 48” W A DISTANCE OF 20.29 FEET TO A CALCULATED POINT; THENCE S 85 DEGREES 32’ 14” W A DISTANCE OF 121.35 FEET TO A CALCULATED POINT; THENCE S 88 DEGREES 22’ 12” W A DISTANCE OF 314.62 FEET TO A CALCULATED POINT; THENCE N 88 DEGREES 21’ 45” W A DISTANCE OF 70.20 FEET TO A CALCULATED POINT; THENCE N 83 DEGREES 09’ 39” W A DISTANCE OF 59.43 FEET TO A CALCULATED POINT; THENCEN 75 DEGREES 59’ 47” W A DISTANCE OF 328.80 FEET TO A CALCULATED POINT; THENCE N 73 DEGREES 28’ 04” W A DISTANCE OF 123.26 FEET TO A CALCULATED POINT; THENCE N 67 DEGREES 28’ 38” W A DISTANCE OF 157.19 FEET TO A CALCULATED POINT; THENCEN 63 DEGREES 04’ 10” W A DISTANCE OF 472.43 FEET TO A CALCULATED POINT; THENCE N 64 DEGREES 12* 32” W A DISTANCE OF194.44 FEET TO A CALCULATED POINT; THENCE N 71 DEGREES 42’ 28” W A DISTANCE OF 205.58 FEET BACK TO THE POINT OF BEGINNING OF SAID 0.94 ACRE TRACT. STREET ADDRESS: 2543 BONETOWN RD, SIDNEY, AR 72577 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. WITNESS my hand this 2026. McCarthy & Holthus, LLP _ Maria Neumann, Attorney Reg. No. 2006278 _ Cole Patton, Attorney Reg. No. 2018206 _ Nakisha Miller, Attorney Reg. No. 2019056 McCarthy & Holthus, LLP One Union Plaza 124 West Capitol, Ste. 865 Little Rock, Arkansas 72201 (214) 291-3800; Fax (214) 291-3801 Direct Mail to: 1255 West 15th Street, Suite 1060 Plano, TX 75075 (214) 291-3800 IDSPub #0315143 7/5/2026 7/12/2026 7/19/2026 7/26/2026
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