View original fileTRUSTEE’S NOTICE OF DEFAULT AND INTENTION TO SELL
YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR SUCH PURPOSE.
On March 6, 2009, Yvonne L. Martin and Walter W. Martin executed a Deed of Trust in favor of Alan E. South, Attorney at Law, South & Associates, as Trustee for Urban Financial Group, which was recorded on March 26, 2009, as Instrument No. 7264024 in the real property records of Sebastian (Fort Smith) County, Arkansas and is now held by WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS OWNER TRUSTEE FOR ONITY LOAN ACQUISITION TRUST 2025-HB2. The party initiating foreclosure can be contacted at or in care of its servicer initiating foreclosure at: PHH Mortgage Corporation, P.O. Box 24738, West Palm Beach, FL 33416, at Telephone No. 1-800-449-8767; and
The default for which foreclosure is made is the property ceased to be the principal residence of a borrower for a reason other than death and the property is not the principal residence of at least one other borrower as required by the terms of the Note and Security Instrument. Because of the failure to cure the default the indebtedness was accelerated, is now therefore wholly due and the Beneficiary has requested the property be sold to satisfy said indebtedness.
On Tuesday, August 4, 2026 on or about 01:30 PM, the following described real property will be sold at the front door entrance of the Sebastian County Courthouse, 35 South 6th Street, Fort Smith, AR 72902, to the highest bidder for cash:
The following described real estate lying in the County of Sebastian and State of Arkansas, to-wit:
Lot 4, Mill Pond Estates, an Addition to the City of Fort Smith, Sebastian County, Arkansas, according to Plat filed of record June 17, 1994 in Plat Book “P” at Page 1289.
Subject to Easements, Right of Way and Covenants of record. Subject to Reservations, Restrictions and Conveyances and Reservations of Oil, Gas and other Minerals.
Commonly known as: 1906 North 47th Street, Fort Smith, AR 72904-6324
Parcel Number: 15262-0004-00000-00
More commonly known as 1906 N 47th Street, Fort Smith, AR 72904.
There may be occupants that claim an interest in the real property herein based upon said occupancy.
The undersigned is the Substitute Trustee for the beneficiary and is acting on behalf of and with the consent of the beneficiary who is exercising its power of sale under Ark. Code Ann. Section 18-50-115 which implies a power of sale in every Deed of Trust of real property situated in this State that is duly acknowledged and recorded.
The sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
The sale held pursuant to this Notice may be rescinded at the Substitute Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The property is being sold “as is” with no representation as to its condition THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Grantor, the Grantee, the Beneficiary or the Trustee.
Witness my hand this 20 day of May, 2026
J.P. Sellers (2009232); Matthew Smith (2006098); Julie Chambers (2023166); Nathan Newberry (2025184)
Substitute Trustee for WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS OWNER TRUSTEE FOR ONITY LOAN ACQUISITION TRUST 2025-HB2
Mackie Wolf Zientz & Mann, P.C.
Redding Building
1701 Centerview Drive, Suite 207
Little Rock, AR 72211
(501) 218-8111
For additional sale information visit https://www.arforeclosurenotice.com
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