NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION IF YOUR PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION TO COLLECT IT MAY BE BROUGHT AGAINST YOU THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION GIVEN MAY BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that on Thursday, February 4, 2021, at or about 10:00 AM, the following real property will be sold and this statutory foreclosure sale will be held at the front door, inside the main entrance of the Lonoke County Courthouse, 301 North Center St., Lonoke, Arkansas, or the sale will be held in the place at said venue where foreclosure sales are customarily advertised and/or conducted, to the highest bidder for cash: Lot 1, Sydney Brooke Addition to the City of Ward, Lonoke County, Arkansas. More Commonly Known As: 940 Markham Street, Ward, AR 72176. On February 13, 2009, Wesley A. Ratts and Shana M. Ratts, executed a security instrument in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for NTFN, INC. ("Beneficiary/Lender"), which was recorded on February 24, 2009, as Instrument No. 200901919 in the real estate records of Lonoke County, Arkansas and is now held by Nationstar Mortgage LLC d/b/a Mr. Cooper. The default for which foreclosure is made is due to the failure of payment per the terms of the note and security instrument and is now wholly due. Mortgagee or Beneficiary is exercising its power of sale under Ark. Code Ann. Section 18-50-115 and such has directed Mickel Law Firm, P.A., as its Attorney-in-Fact or Trustee, to sell the property to satisfy said indebtedness. The party initiating this foreclosure can be contacted at or in care of its servicer: Nationstar Mortgage, LLC d/b/a Mr. Cooper, 8950 Cypress Waters Blvd., Coppell, TX 75019, Phone (888) 480-2432. This sale is subject to all matters shown on any applicable recorded plat or bill(s) of assurance; any restrictive covenants, easements, set back lines or encroachments; any unpaid and/or delinquent taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold "as is" with no representation as the condition of any structure(s) thereon or the accuracy of the above legal description. Transfer taxes and recording fees are the responsibility of the purchaser. Dated: November 23, 2020 Mickel Law Firm, P.A. 1501 North University Ste. 930 Little Rock, AR 72207 Phone: 501-664-4808 PUBLICATION DATES: January 10, 2021; January 17, 2021; January 24, 2021; January 31, 2021 By: Stephen P. Lowman www.trustee-foreclosuresalesonline.com 75266695f Show more »