NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION IF YOUR PROPERTY IS SOLD YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION TO COLLECT IT MAY BE BROUGHT AGAINST YOU THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION GIVEN MAY BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that on Tuesday, March 16, 2021, at or about 9:00 AM, the following real property will be sold and this statutory foreclosure sale will be held at the front door, inside the main entrance of the Cleburne County Courthouse, 301 West Main St., Heber Springs, Arkansas, or the sale will be held in the place at said venue where foreclosure sales are customarily advertised and/or conducted, to the highest bidder for cash: Lot Number Fifty-Eight (58), Crystal Forest Number Two (2), Cleburne County, Arkansas. More Commonly Known As: 200 Natures Trail Dr, Heber Springs, AR 72543. On April 16, 2018, Edward Stepanek, executed a security instrument in favor of IMPAC Mortgage Corp. dba Cashcall Mortgage, which was recorded on May 10, 2018, as Instrument No. 201802456 in the real estate records of Cleburne County, Arkansas and is now held by Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Owner Trustee of Deephaven Residential Mortgage Trust 2018-3. The default for which foreclosure is made is due to failure of payment per the terms of the note and security instrument and is now wholly due. Mortgagee or Beneficiary is exercising its power of sale under Ark. Code Ann. Section 18-50-115 and such has directed Mickel Law Firm, P.A., as its Attorney-in-Fact or Trustee, to sell the property to satisfy said indebtedness. The party initiating this foreclosure can be contacted at or in care of its servicer: Shellpoint Mortgage Servicing, 55 Beattie Place, Suite 100, Greenville, SC 29601-2743, Phone (864) 312-4704. This sale is subject to all matters shown on any applicable recorded plat or bill(s) of assurance; any restrictive covenants, easements, set back lines or encroachments; any unpaid and/or delinquent taxes or special assessments; any statutory redemption rights of any governmental entity; any prior liens or encumbrances as well as any priority created by a UCC or fixture filing; and, to any matter that an accurate survey of the property might disclose. This property is being sold "as is" with no representation as the condition of any structure(s) thereon or the accuracy of the above legal description. Transfer taxes and recording fees are the responsibility of the purchaser. Dated: January 12, 2021 Mickel Law Firm, P.A. 1501 North University Ste. 930 Little Rock, AR 72207 Phone: 501-664-4808 PUBLICATION DATES: February 14, 2021; February 21, 2021; February 28, 2021; March 7, 2021 By: James H. Swindle, Jr. www.trustee-foreclosuresalesonline.com 75380606f Show more »